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                                  After Milt delivered his first finished product to the bank, Mary Rosales informed him that every frame of video on the
                                    disc would have to be painstakingly reviewed by attorneys within four different Citibank legal and compliance departments.
                                    The process, she said, could take months. "When Mary told me that I thought, 'Oh my God, how are these people going to do
                                    this on VHS?' The answer was QuickTime [chosen for its common-denominator compression scheme]. One night I was working with
                                    it and realized, 'Of course! Here's a list of each of the 59 QuickTime movies, and better yet, the legal guy can do it right
                                    on his computer." One month later, the cross-platform Windows 3.1/95 and Macintosh disc -- with "tweaked" compression to run
                                    on just about any computer -- was sent to 50 Citibank executives for a one-week test. Milt then pressed 500 discs for distribution
                                    to Citibank Tech Support. The final 15,000 were pressed at an outside duplication house and shipped on May 5 to CitiGold customers
                                    from interActive Publishing's headquarters.  
                                  
                                 
                                 
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                                             The following people participated in the CitiGold Live project:  Concept and development - Victor Milt Creative
                                             director/writer - Jerry Kaufman Creative director/graphics - Robert Envierro Writer - Roger Wilcox Art director -
                                             Eric Reinfeld Artist - Linda Shishido Scenic art / computer graphics - Leo DeLeon VIDEO PRODUCTION Director
                                             - Victor Milt Producer - Kim Milt Assistant director - Stu Goodman Camera/lighting - Lars Lunde Makeup - Amanda
                                             Apa Sound - Christopher Reifuss Wardrobe- Jennifer Terrenzi Gaffer - Stet Friend Grip - Keith Conklin  Video
                                             engineer - Jeff Schwartz Teleprompter - Frank Spadafora Production assistants - Josh Heller, John Barr  PRODUCTION Lead
                                             editor - Brook Jones Online editors - Tom Makowska, Len Kirtmanus Offline editor - AmberCarole Editorial assistants
                                             - Josh Heller, Bruce Conklin Lead programmer - Eric Scuccimara Program concept/layout - Victor Milt Legal - Howard
                                             Pearle, Warren Winshaw Accounting -Alan Schneideman Office manager- Christine Malanaphy  ACTORS  Asset
                                             Allocation, Games - Bill Massof Banking - Bill Mitchell Bill payment - Peter O'Hara Borrowing - Allison Chase CitiGold
                                             On-line - Michelle Verhooven Economic Outlook - Mark Meisel CitiSelect Funds - Leslie Morris Equity Source, Margin
                                             Loans -Jim Fantone Features - Michael Bryant Global Access - Enrietta Lenis Gold Coin - Brian Fuqua Investing
                                             - Phillip Mansfield Profile - Dawn Allen Roth IRA - Kristy Whittaker School - Lisa Clark Sweep - John Lee Tax
                                             Relief Act - Candace Agree  
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                                              Love, American StyleAccording to Correne Rizza, the bank got a higher-than-expected response to the CD-ROM. "Overall,
                                             our clients loved it, and it was a big hit," she says. The disc also worked well, she adds, as an acquisition tool for the
                                             bank. "We know that our clients shared it with non-clients who eventually did become bank clients, so it really did exceed
                                             our expectations." The only criticism came from those who felt the disc was padded with too much nonessential information,
                                             she says. "They didn't like the things that had nothing to do with bank programs or CitiGold, such as the section on travel.
                                             They wanted more guts, more heavy-duty investment information, timely financial statistics and forecasts, not just white sandy
                                             beaches and pretty boats on the water."  
                                          
                                          
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